Home insurance is not required by Arizona law, but most mortgage lenders require it to protect the property.
Arizona Homeowners Insurance
Affordable protection for the place you call home.
Affordable Arizona Homeowners Insurance Made Simple
Commonwealth homeowners insurance helps Arizonans protect their property with straightforward coverage designed for how Arizonans live.
Coverage Designed for Arizona Homeowners
Homeowners insurance helps protect both your home and the belongings inside it.
- Liability Coverage: Helps cover injuries that may happen on your property.
- Personal Property Coverage: Helps protect your belongings such as furniture, clothing, electronics, and other personal items.
- Loss of Use: Helps cover temporary living expenses if your home can’t be lived in due to a covered loss.
- Personal Property Replacement Cost: If something is damaged or stolen, we help pay what it costs to replace it with a new item today—not a reduced amount based on age or wear.
- Increased Limits for Jewelry and Computers: Additional coverage available for certain valuable personal items.
- Water Back Up Protection: This option covers water backups through sewers, drains, or overflows from a sump pump or similar equipment.
- Service Line Coverage: This option covers water backups through sewers, drains, or overflows from a sump pump or similar equipment.
Why Arizona Homeowners Choose Commonwealth
Commonwealth homeowners insurance is designed to make protecting your home simple and affordable.
- Flexible coverage options for Arizona homes
- Protection for both your home and personal belongings
- Additional coverage available for valuable items
- Multi-policy savings when bundling coverage
- Easy online quotes or help from licensed agents
Affordable Home Insurance for Arizona Residents
Commonwealth works with licensed agents across Arizona who can help you review coverage options and choose a homeowners policy that fits your needs and budget.
Common Questions About Homeowners Insurance in Arizona
What does home insurance cover?
Home insurance typically protects the structure of your home, personal belongings, and provides liability protection.
How much homeowners insurance do I need?
What does homeowners insurance cover? Home insurance typically helps protect your home, your belongings, and provides liability coverage—based on what it would cost to repair or replace them.
How fast can I get homeowners insurance in Arizona?
You can start a quote online in minutes, connect with a licensed agent for guidance, or give us a call to get coverage set up quickly.
Can I get an Arizona homeowners insurance quote online?
Yes. Start a quote online in minutes, connect with a licensed agent for guidance, or call us to get coverage set up quickly.
Commonwealth Insurance
You’re One Quote Away From Protecting Your Home
Your home is more than a building. Commonwealth home insurance helps protect the place you rely on every day.